Credit Card For Heath, Beauty, Wellness

Discussion in 'Health & Wellness' started by Cody Fousnaugh, Sep 9, 2018.

  1. Cody Fousnaugh

    Cody Fousnaugh Supreme Member
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    The kind of laser surgery I'm getting isn't covered by Medicare or the supplement. I will be getting, and paying out of pocket, but now with the Care Credit, for customized lenses, which is called Astigmatism Lens With Femto Laser. For that it is $1,900 per eye and this is what wife and I both want. Last week I had both eyes sized for the new lenses that will be placed in them. IOW, specialized lenses for my eyes.

    Now, Medicare, and supplement Florida Blue, may pay for other things, but don't know what yet. My three different eyedrops are fairly expensive also, but our prescription insurance (Humana Walmart) will help with two of them, but the third one, which is the long-term eyedrops, Humana won't pay anything. For that eyedrops, we are using a prescription card the Eye Consultant office gave us. My surgeon doesn't want me using Generic eyedrops, due to being a Diabetic II, so have to go with the expensive ones.

    Yes, I'm a Vietnam Vet of the Navy. I don't want the VA Medical to do this surgery. My VA doctor did fill out the required information that the surgery center needed, but that is all the VA will do. All of my prescriptions come thru the VA, and this surgery is being done outside the VA. I'm lucky my VA doctor is done the necessary form for my surgery. Unless the VA itself organizes the medical treatment, including a surgery, they don't like doing anything for outside-the-VA medical.

    If this card is paid off in a certain amount of time, which we plan on doing, the interest is darn near zero.
     
    #16
    Last edited: Sep 11, 2018
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  2. Cody Fousnaugh

    Cody Fousnaugh Supreme Member
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    Even though I have VA Medical, the VA hospital for surgeries is about an hour and a half away. And, they don't do "specialty surgery" like I'm going to get with my eyes. The surgical center I'm will be having the laser surgery done is like 5 miles away. The only surgery I've ever had the VA do was left ankle surgery from a motorcycle accident in 1988. Had no other medical, but VA to use then. At the time, I was unemployed.

    My hip replacement and both of my rotator cuff surgeries were done outside the VA Medical and that was fine with me. Hip replacement was covered by insurance I had at work in 2005 and so was my 2007 rotator cuff surgery on right shoulder. Left rotator cuff surgery, done in 2015, was done with Medicare, Florida Blue and Humana Walmart Prescription Plan.

    Since I'm not a Service-Connected injured Vet, I'm not a real priority to VA Medical.

    The VA Medical uses a regular single-lens for cataract surgery and we wanted the Specialized one that VA doesn't offer.
     
    #17
  3. Betty Jones

    Betty Jones Veteran Member
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    my medicare and supplement insurance paid for catarac surgery--i had to pay my copay but the lasik i had to pay 480.00 up front that was my copay
     
    #18
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  4. Ken Anderson

    Ken Anderson Senior Staff
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    That's why my wife got that card. Her Medicare plan wouldn't pay for LASIK surgery. We have since used it for our cat once, too.
     
    #19
  5. Frank Sanoica

    Frank Sanoica Supreme Member
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    @Nancy Hart
    The "advantage" lies only with the issuing bank, IMO. Just another customer account to make money. Not to offend you, @Cody Fousnaugh , but it seems Nancy has the appropriate question. Unless, of course, they offer special discounted interest rates.
    Frank
     
    #20
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  6. Cody Fousnaugh

    Cody Fousnaugh Supreme Member
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    They do......offer discount interest rates.
     
    #21
  7. Cody Fousnaugh

    Cody Fousnaugh Supreme Member
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    We got the cards in the mail yesterday. My wife's name on one, mine on the other. Glad we have them and can use them.
     
    #22
  8. Chrissy Cross

    Chrissy Cross Supreme Member
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    I doubt I'd get one with just my widows benefits....
     
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