No longer owning a home, property or cars my finances are pretty simple to manage. I have always done my banking and investing on line since it first became available. I no longer trade or invest and what investments I have are on a safe HOLDING PATTERN. Other than my monthly rent and living costs I have little or no debt. Occasionally I will have to go online and transfer $$ from an investment account to my bank checking account ,My bank card is a combination debit/credit card that I use for my Amazon purchases and gifts to family.