Social Security Cola

Discussion in 'Money & Finances' started by Sheldon Scott, Oct 18, 2016.

  1. Bobby Cole

    Bobby Cole Very Well-Known Member
    Registered

    Joined:
    Jan 21, 2015
    Messages:
    1,484
    Likes Received:
    2,886
    Kinda makes a person want to go and commit a federal crime. I specify "federal" because the federal prisons ( from my inexperienced knowledge), have much better accommodations than the state prisons do.

    Just think. Go to prison and (I think) still collect Social Security and get three good meals and a bunk with clean sheets that are washed by someone else. Free medical, free cable TV, a free computer room, and if one wishes, a free college education.
    No more worries about car insurance nor gasoline, no utility bills nor worries about going to Walmart to buy clothing. One can learn a hobby and maybe rub elbows with some past senator or a Wall Street type or even, if we get lucky, a past presidential candidate!

    Yup, I think I have just about talked myself into something here...........................
     
    #51
  2. Shirley Martin

    Shirley Martin Veteran Member
    Registered

    Joined:
    Jun 9, 2015
    Messages:
    8,208
    Likes Received:
    4,294
    @Bobby Cole , the only thing wrong with that plan is they lock the door behind you. I guess I'll just have to stick to my bread, baloney and beans. :D
     
    #52
    Sheldon Scott and Bobby Cole like this.
  3. Bobby Cole

    Bobby Cole Very Well-Known Member
    Registered

    Joined:
    Jan 21, 2015
    Messages:
    1,484
    Likes Received:
    2,886
    What? And deny ourselves the opportunity to have fish sticks or powdered scrambled eggs and prepared for us by some chef who was caught forging five dollar bills?
     
    #53
  4. Babs Hunt

    Babs Hunt Veteran Member
    Registered

    Joined:
    Feb 12, 2016
    Messages:
    6,037
    Likes Received:
    7,505
    https://www.ssa.gov/pubs/EN-05-10133.pdf
    Except you can't collect Social Security while you are in Prison. :)
     
    #54
    Bobby Cole likes this.
  5. Bobby Cole

    Bobby Cole Very Well-Known Member
    Registered

    Joined:
    Jan 21, 2015
    Messages:
    1,484
    Likes Received:
    2,886
    #55
  6. Babs Hunt

    Babs Hunt Veteran Member
    Registered

    Joined:
    Feb 12, 2016
    Messages:
    6,037
    Likes Received:
    7,505
    Now you know they wouldn't let me in that Prison with those x-Senators Bobby. Even those ex-Politicians go to different Prisons than regular criminals go to...
     
    #56
  7. Babs Hunt

    Babs Hunt Veteran Member
    Registered

    Joined:
    Feb 12, 2016
    Messages:
    6,037
    Likes Received:
    7,505
    My husband's SS check will have some increase...but not mine. And they did raise our Medicare premiums.
     
    #57
  8. Yvonne Smith

    Yvonne Smith Very Well-Known Member
    Registered

    Joined:
    Jan 21, 2015
    Messages:
    4,991
    Likes Received:
    7,274
    I can seriously relate to what you are saying, @Shirley Martin . It seems like the government hands you something with one hand, then they take that much , or more, away from you with the other hand.
    My SS benefit has gone up from $441 this year to almost $450 next year, so in January when that happens, I will receive a notice from SNAP that they are reducing my food stamps because I now have more income.
    Never mind that the increase of $7 that I am getting is supposed to allay the increased cost of living expenses, since they have gone up way more than my puny little $7 that they are giving me; as long as my income goes up, the food stamp benefit goes down, so I am basically in the same situation as you just explained.
     
    #58
    Babs Hunt likes this.
  9. Babs Hunt

    Babs Hunt Veteran Member
    Registered

    Joined:
    Feb 12, 2016
    Messages:
    6,037
    Likes Received:
    7,505
    That's just pretty much the way life works @Yvonne Smith. :)

    We get a little raise and it's like someone sends a note on this to all the Utility Companies, etc. and they decide it is time for a rate increase. Our Sewer rate decided to go up so now it costs more to flush our toilet then it does to use our water for cooking, showers, etc...even watering our plants and flowers.

    God is good though...and always ends up balancing things out for us.
     
    #59
    Yvonne Smith likes this.
  10. Yvonne Smith

    Yvonne Smith Very Well-Known Member
    Registered

    Joined:
    Jan 21, 2015
    Messages:
    4,991
    Likes Received:
    7,274
    Since my Social Security pension amounts to just over $5,000 a year income, which is barely half of the Federal Poverty Level for one person; I went to the SS office and applied for SSI , the supplementary pension for low-income people.
    Yesterday, I got a denial letter from the Social Security Administration because they say that I have too much income. I am just sitting here, shaking my head at this, and I don’t know whether I want to laugh or cry........
     
    #60
    Chrissy Cross likes this.
  11. Chrissy Cross

    Chrissy Cross Veteran Member
    Registered

    Joined:
    Aug 11, 2015
    Messages:
    15,641
    Likes Received:
    14,292
    That's ridiculous! Are they maybe looking at combined income??
     
    #61
  12. Yvonne Smith

    Yvonne Smith Very Well-Known Member
    Registered

    Joined:
    Jan 21, 2015
    Messages:
    4,991
    Likes Received:
    7,274
    Bobby gets around $8,000 per year, so that makes roughly $13,000 for both of us, and the poverty level for 2 people is over $16,000; so even counting both of us, we are under the FPL amount.
    Bobby applied for SSI benefits also because the VA sent him a letter and said he should qualify for extra SS benefits. The Social Security lady said he could get up to $25 per month increase, if he qualified, which he didn’t; so he got the same letter as i did that stated he also had too much income.
    We had no idea we were so rich !
     
    #62
    Chrissy Cross likes this.
  13. Chrissy Cross

    Chrissy Cross Veteran Member
    Registered

    Joined:
    Aug 11, 2015
    Messages:
    15,641
    Likes Received:
    14,292
    I would follow up on that...at least once...doesn't seem right to me.

    Do you count what you get before of after Medicare is taken out...part B?


    I get about $16,488 a year in widows benefits but that's before they take out the $125 for part B.

    Here I'm eligible for a 20% discount on my PG&E bill. Also my supplemental is free but Ive not tried for anything else so don't know.
     
    #63
  14. Yvonne Smith

    Yvonne Smith Very Well-Known Member
    Registered

    Joined:
    Jan 21, 2015
    Messages:
    4,991
    Likes Received:
    7,274
    We have Medicaid because we are low-income, so we do not have a Medicare Part B. We have a Medicare Advantage plan that goes along with Medicaid. There are still co-pays, but I think that they are probably lower, too.
    It would not do me any good to follow up with SS because they have stated that I have too much income to qualify, and I don’t want to lose my medical benefits by trying to appeal. I need the heart meds, and the doctor visits, so it is better just to take what little I have and not fuss about it, I think.
    We have an organization here called TARCOG, which is the regional agency for aging, and it might be that they would let me talk to an attorney that does SSI benefits, and see if he says I should appeal or not.
    I am going to look into at least asking them for help, and see what they say.
     
    #64
    Chrissy Cross likes this.
  15. Chrissy Cross

    Chrissy Cross Veteran Member
    Registered

    Joined:
    Aug 11, 2015
    Messages:
    15,641
    Likes Received:
    14,292
    Hopefully TARCOG can help and yes, I agree...you do not want to lose the benefits you do have.

    Still...it sucks and doesn't seem right to me.

    Both of us are lucky with our daughter's helping and to be honest with the prices in California I'd be homeless even with the money I get.

    I was looking at studio appts for rent in CA and I couldn't afford any. Maybe get on a long waiting list for low income housing. :(
     
    #65
    Yvonne Smith likes this.
  16. Babs Hunt

    Babs Hunt Veteran Member
    Registered

    Joined:
    Feb 12, 2016
    Messages:
    6,037
    Likes Received:
    7,505
    @Yvonne Smith Did they include a printout showing where you made to much money?
     
    #66
  17. Yvonne Smith

    Yvonne Smith Very Well-Known Member
    Registered

    Joined:
    Jan 21, 2015
    Messages:
    4,991
    Likes Received:
    7,274
    Yes, but it doesn’t really say much except that my income was too much for me to qualify for SSI help. I can appeal but I am afraid to, because if they think my income is too high for SSI, I might lose my medical benefits, too.
     
    #67
  18. Babs Hunt

    Babs Hunt Veteran Member
    Registered

    Joined:
    Feb 12, 2016
    Messages:
    6,037
    Likes Received:
    7,505
    I wonder if there are different income requirements in different States for qualifications?
     
    #68
  19. Gloria Mitchell

    Gloria Mitchell Very Well-Known Member
    Registered

    Joined:
    Mar 18, 2017
    Messages:
    1,248
    Likes Received:
    1,708
    It amazes me that some folk can get assistance, yet other can not. The whole thing is fraud to me. Just like their so call increase in
    SS...seriously , why bother to tell us about increase, when the medicare is also increased. Every friggin penny to be sucked out of you.:(
     
    #69
    Yvonne Smith likes this.
  20. Babs Hunt

    Babs Hunt Veteran Member
    Registered

    Joined:
    Feb 12, 2016
    Messages:
    6,037
    Likes Received:
    7,505
    #70

Share This Page