Every time I see my neighbor I think of posting this question. He worked until the age of 70 for the medical insurance since his wife was sickly. After she passed is when he retired. He had plans of course, one of which was to buy a new BMW and get another dog. He got rid of the old one because it would chew on his wife's oxygen tubes. Not long after he got a stroke, spent over a month in the hospital and rehab. Now he looks like a dead man walking only going out to the mailbox and the BMW is sold. I retired early and am glad I did. In my late 50's my company was downsizing where now those left were doing the work of two. I volunteered for layoff and milked unemployment, then worked part time at various places until I took SS at 62 & 1/2.