One possibility would be for you to find a place and rent for a while in Dayton, @Ina I. Wonder . If you did that , you could go ahead and rent the new home and move everything to that house. Then you would not have to be in a panic to find a place to buy, purchase a mobile home to put on the property, and move all in a rush. If you wait until your house sells, then you would usually only have about 30 days to move after the closing, and sometimes less than that. That is just not much time to get a place, get it ready, and move. If you rent a place now, then you can take your time and decide where you want to buy land, and whether you even want to own property right now. Many older people take property out of their own name just because of the possibility of catastrophic medical expenses where the hospital or even the state can take your home away from you. When our pastor in Idaho had to be sent to the nursing home permanently, his wife had no money to pay for it. The county provided for hiim, but they then owned their home and land; so none of the children would ever inherit it. The property in Idaho, I put in my kid's names just in case something like that ever happened with me.
We did that with my house when my husband died. A certain amount of years have to pass though. If I was to be hospitalized now with something major, putting the house in my children's name tomorrow wouldn't work.
That is exactly right. I am not sure what the time frame would have to be; but definitely before any kind of major medical. I know that Ina has said they are still checking out what is wrong with her heart, and the possibility of an operation down the road, as well as her other health problems. If she had a long-term rental, then the landlord would have to fix any house problems, instead of her struggling with them. The good thing is that she and Patricia have time to work all of those issues out, and Ina can decide what works best for her situation. I felt much more secure knowing that whatever happened to me, no one could take away my home , and since Robin owns this house, my medical bills would never be connected to the home. The worst theey can do is take away the old Ford station wagon, and I am sure that no one wants that ! !
I agree totally, Yvonne. I hadn't even thought of that aspect of buying a house, My mom gave the 4 of us our inheritance about 15 years ago. It helped me after my husband died. My mom was in the hospital and then nursing home for about 6 months before she died and she had medicare plus the best supplemental she could get. It cost a lot but she had it. Her SOC sec was the maximum, I think about $2,600 a month. But my sister was saying that medicare quit paying, she had to be moved to a nursing facility that had people on vents and was not too far from my sister. It was getting difficult and they were taking her monthly SS towards the end but then she died, had she still had the money she divided between the four of us, they would have taken that next I'm sure.
@Ina I. Wonder Ina, I read your OP, but time does not permit reading the entire thread now. If there is anything I can do to help your situation, please PM me. Frank
I know that all of you are right. Other than the unaffordable cost of repairing this home, the biggest reason I need to let it go is that I see my parents, children, and my husband, and all the others that have passed, at every turn I take in this cabin. I think my not letting this place go is in a way, is my way of not letting all those people go. I'm still living with my deceased family more than I am with people that are still living. I wake in the each and every morning, and I wonder why I still have to go on without them. I know this is not a healthy way to live. It just that after spending almost 50 years of caring for a family it is so hard to let them all go, and at this point, I'm having a hard time finding reasons to continue my own life. I think that is why Patricia sent her beloved son to me, to remind me that she and Bobert still love me. When my Michael died, his extended family showed all the care that one would expect to recieve, until they got what they wanted, money, and property. Then they all faded away. I thought they cared, but then I ran out of stuff they wanted, and I stopped hearing from them. Patricia never asked for anything, and she is the poorest in the family, but she only wants me, and nothing I might have. It feels funny to call her my step-daughter, I've raised her since she was 18 months old, but there is only 12 years difference in our ages, so people always ask a lot of questions. We have found it easier to just go with step-daughter and step-mother than to explain it everytime we turn around. @Corie Henson, all my life Dr's have said that I wasn't going to live long, but here I still am, and most of my family is gone. At this point I'm looking forward to joining the other side. But I promised Patricia I would moved close to her, and try to build other reasons to live. @Chrissy Page, I did decided to put the new place in my name and my grandson's name, hoping that would keep things away from the government, but maybe I need to keep my name off of the title all together. It's just that I didn't expect my husband's family to want so much, and then not care what has happened to me afterward. I do know that if I don't do something soon, I'll just give up. I think that is another reason my grandson, Bobert, is staying so long with me. @Yvonne Smith we are looking around to see if I can rent a travel trailer for the time between selling the cabin and setting up another place in Dayton. I can park it on Patricia's five acers for awhile. @K E Gordon , I do have a good realtor, and with this area expanding so much and so quickly, this is the best time to sell. I know it sounds weird, but I hope it takes more than 12 days to sell my cabin than it did the rest of the property last year. I'm not moving around as quickly as I used to.
I am glad that you are getting a plan together, @Ina I. Wonder , and from what you are saying, I think that you will feel better once you move away from the house, and move from the past into the future again. I am sure that your beloved lost loved ones would want you to do that , just as you would have wanted them to keep going if they had lost you. Renting a travel trailer and a storage shed is a good way to get the process started, and it will certainly give you something to plan for each day. With Patrcia and her family helping you, things will go easier, too. Maybe Krystin and her family can also help transport some of the larger furniture that goes from the house to the storage shed temporarily. I am so glad that you are getting together a plan, and I think that this will help you a lot, Ina.
@Ina I. Wonder From everyone here, it does seem selling is probably the best alternative. I think it's nervy for them to expect you to donate the house. Obviously they have no idea how difficult of a decision this is for you, or that your financial circumstances aren't the strongest. Since they no doubt have a good grasp on donors interested in that type of history and property, perhaps they should contact another agency or wealthy individual who would be willing to purchase the house from you and donate it to their cause. That would probably be ideal, since it would work in the favor of both you and their cause. I also don't like to hear you talk of death and sounding so down. I understand you've lost pretty much everyone and are o.k. with moving on, but I'm glad you're going to make a move that will probably boost your morale and give you some additional contact with those who care about you. Does Patricia live in Dayton, Texas? A newer alternative to the traditional move is to bring in one or more pods (storage containers) and fill them, then have them either placed at the new site or stored at a facility until you're ready to move into the new place. It does sound as if this could be a positive move for you. I can definitely understand the desire to be in a low maintenance place and have less expenses, so everyday life would be less stressful.
Honestly, I don't like this kind of topic because I hate to think of death. I understand that there are some people who have come to terms with that reality of life that it has to end sometime but for me, I still prefer to talk about good things in life because I believe that we were born to enjoy this world. In my case, I would be looking forward to an event no matter how petty. Don't you know that it's big deal for me when it is in my schedule to visit my mother? Maybe it's my way of getting myserlf excited. Even when we are going to the supermarket, I always try to be excited. Well, just my thoughts.