Not wearing socks or underwear............I don't think so! Tried wearing men's tight bikini underwear once. That didn't work for me at all! Absolutely no way!!
I believe we all have a certain amount of money to spend on the things we need....so in my case I buy the best quality I can afford for the money I have to spend on those things. As far as clothes I go for comfort as well as price and as long as that comfort is in my budget range I am satisfied. I too do not like to pay full price...and unless my needs are needed right away, I will wait for the sale