If You Have Medicare Do You Ever Read The Statements?

Discussion in 'Health & Wellness' started by Lon Tanner, Jul 10, 2020.

  1. Lon Tanner

    Lon Tanner Supreme Member
    Registered

    Joined:
    Apr 14, 2016
    Messages:
    5,596
    Likes Received:
    5,318
    I just reviewed mine online for the last two years of claims. I have sure been a big money source for the whole medical field. I forgot about having my toe nails cut by a Podiatrist and paid for by Medicare. There were a couple claims by doctors that I never heard of or remember for a 25 minute visit.
     
    #1
  2. Beth Gallagher

    Beth Gallagher Supreme Member
    Registered

    Joined:
    Jan 11, 2018
    Messages:
    22,066
    Likes Received:
    47,106
    With all the Medicare fraud, I plan to review our statements carefully. I have gone online a few times and poked around the Medicare website. We have only been on Medicare for a few months and no claims yet. :D
     
    #2
  3. John Brunner

    John Brunner Senior Staff
    Staff Member Senior Staff Greeter Task Force Registered

    Joined:
    May 29, 2020
    Messages:
    25,252
    Likes Received:
    37,081
    Every time I get the Medicare notification, I download the statement and review the charges.

    I have a spreadsheet where I enter every invoice from every provider (but not down to the Line Item level), and mark what the charges were, what Medicare paid, what supplemental paid, and any out-of-pocket I was required to pay. I keep tabs on my Total Out-of-Pocket to make sure I'm not charged too much.

    Keep in mind I don't have ongoing issues, so this is not an overwhelming task. But picking through the charges for that small stroke I had in January was insane. I was only in the hospital over night, but everyone who touched me seemed to invoice separately. I had an MRI, a CT scan, Doppler on my arteries, and an echo cardiogram. Every one of those people/departments/businesses(?) sent a separate invoice. It's tough to wade through...and I've got a purchasing/vendor management background, as well as decades of business analysis!
     
    #3
    Lon Tanner likes this.
  4. Hedi Mitchell

    Hedi Mitchell Supreme Member
    Registered

    Joined:
    Mar 18, 2017
    Messages:
    9,433
    Likes Received:
    16,593
    If your I a supplemental plan can you still do that? Otherwise never knew nothing about this.
     
    #4
    John Brunner likes this.
  5. John Brunner

    John Brunner Senior Staff
    Staff Member Senior Staff Greeter Task Force Registered

    Joined:
    May 29, 2020
    Messages:
    25,252
    Likes Received:
    37,081
    Do you mean, can you review your supplemental insurance stuff online, Gloria?

    I just went online to my supplemental insurance. I can review the past 24 months of claims.
     
    #5
  6. Al Amoling

    Al Amoling Veteran Member
    Registered

    Joined:
    Aug 20, 2016
    Messages:
    4,555
    Likes Received:
    8,382
    I look every now and again
     
    #6
  7. Hedi Mitchell

    Hedi Mitchell Supreme Member
    Registered

    Joined:
    Mar 18, 2017
    Messages:
    9,433
    Likes Received:
    16,593
    I don't know..I get a wad of paper all the time from Insurance company..I Lolo look to see what I might owe..usually nothing..trashed.
     
    #7
    John Brunner likes this.
  8. John Brunner

    John Brunner Senior Staff
    Staff Member Senior Staff Greeter Task Force Registered

    Joined:
    May 29, 2020
    Messages:
    25,252
    Likes Received:
    37,081
    I gotta make some phone calls on Monday.

    I recently had a 3rd visit with the cardiologist after this small stroke, and just got a bill today. I own $15. I should have maxed my annual out-of-pocket by now.
     
    #8
  9. Lois Winters

    Lois Winters Veteran Member
    Registered

    Joined:
    Oct 30, 2019
    Messages:
    5,218
    Likes Received:
    8,063
    Yes, I do and rage a lot. The government is being taken for a ride.
     
    #9
    John Brunner likes this.

Share This Page