How many here have looked into late in life accommodations ? Buy that i mean .. facilities ? What would/should one expect to pay ? Nothing up-scale, just decent clean , more or less independent living. Do many/any of them require full financial disclosure ? Is the fee based on [reasonable] cost for reasonable accommodation ? ..... Or based on one's financial situation ? I cling ot the opinion/hope that I'm still 10/ft tall & bullet proof, & that I'll last another 50 years living here ..... dying quietly in my sleep............ Well there comes a time when we must think more practially ..... and i think i have reached that point ......... as such I am thinking out-loud.
I find that most rentals & buy-ins at coops, etc. to require financial disclosure. The landlords, or whomever, want to see if you could live there with the ability to always pay your rent, mortgage, maintenance, whatever. Especially if you move to a "facility." May you have a long life, ron, with good health.
Sometimes seniors just need transportation. Other times they need to socialize and be around others. @Thomas Stillhere maybe see if anything helpful comes up here? I think its best to check into this before we are in need of these things, I'll start with this and hope others here also have ideas, https://www.bing.com/aclk?ld=e8ODLd...z&rlid=9bfc2a23fc8e1980105f491397ca7765&ntb=1
My ideal senior accommodation would include one meal a day, preferably dinner, so that I'd have to get dressed and go down to socialize. I'd like a relatively active place with clubs, a fitness center, pool, activities and transportation to doctor appointments, shopping, library, etc., when I can no longer drive. I would enjoy the social life
My son in laws mom lives in an assisted living facility and loves it, no more begging her kids for their attention, matter of fact now its them that can't get in touch, she is always busy with her new friend's, which is sad but most of our kids are grandparents now and have busy lives. Life isn't always fair so best plan as best we can to make up for it. Then we have the elders who 'swing 'the other way who needs attention from family when your back in the 60s lifestyle. Sure not my cup of tea but it seems to work for some. Of course, they also have a herpes epidemic and other STD's. I have enough illness to deal with, As Dr.Hook would say "don't need no does ". Of course everyone that lives there isn't into the 'free' lifestyle.
Well, if i do look for one @ sometime I don't think the 'swinging' lifestyle will be on my list of needs ........ LOL !
To each his own but I agree, it's not for me either I'm too 'selfish' and don't like to share who I'm with anyone, age gives us enough to deal with.
I have a friend who has Parkinson's and finally had to give up her home and move into an assisted living facility. I believe many if not most of the facilities require full financial disclosure since the decent places are quite pricey. (And not unlike moving into a regular apartment these days as far as financial disclosure, credit check, etc.) In the facility where she lives there are different levels of care--assisted living versus "nursing home" or the more specialized dementia care unit. Costs for different sizes of apartments, level of care, etc. are wide-ranging. She has a small private apartment and can have meals delivered or she can venture into the dining area for her meals. She is in assisted living so has medications administered and is checked on a couple of times a day, and housekeeping is provided. Other than that she just lives her normal life. So basically she just lives as she pleases and can be as social as she wants. This has worked out well for her since she is very unsteady on her feet and is prone to falls. She had a couple of very serious falls at home that required hospitalization, which is why she decided to move into the assisted living facility. You might take a tour of the facilities in your area; I'm sure they'd be happy to discuss the particulars with you. Then you won't be blind-sided if/when the time comes when you need such a place.
Five years we had to move FIL into assisted living, he was 92 ,died 6 mos later. But it was a very nice place an cheap compared to many $3400- $3600 a month. My daughter has promised to smother me with a new clean pillow, and admit to nothing. Problem solved