When I was young and first married, my husband worked construction line work, so we moved constantly from job to job. There was no way to set up a bank account because we moved every month or two, everything we owned in the back of our Rambler American. We had to pay for everything with cash at that point, and back then, it was what most people did. In later years, after having a family of 3 kids, we settled down in Idaho, and had a checking account, and it was easy to write checks for everything back then, so I used a mixture of cash and checks for things like groceries and bills. Eventually, writing checks meant producing all kinds of ID, unless you were mailing them, but I mostly still used checks. When covid came along, with its shopping restrictions, I had to shop online for almost everything; so I had very little need for cash or checks, and mainly used my credit or debit card. Now that I am not driving anymore, I literally do everything online with my iPad. I haven’t written a check in several years, because I pay everything on line , and anything that I don’t , I use cash for.