I have Medicare, and Medicaid as secondary but any decent doctors do not take either of those in my area. I've also searched other areas as well that are 300 miles south of me. What I need to do is find an affordable plan that I can afford. I'm waiting to hear from my sister that has blue cross, blue shield for 48 a month. I don't know much about hers but it covers a lot. I know there will be some damn deductible with anything I can afford but I simply have to spend up to my last dime so I can even see a decent doctor. They all want to big bucks and who can blame them. I don't even know if "paying" for insurance will help me with dental and vision as well, or even get me better care. It's all sounding as if it's going to hell. My sis lives in a larger city and had to go into the hospital for pneumonia. she said they didn't give her a gown even, and she waited a long time for a bed. Coos Bay, North Bend up in Oregon. She said it was awful, the lack of nurses and care. Maybe paying more won't get me more at all, but if anyone has a good plan, maybe through AARP, something big-shot doctors will accept, please let me know, Thanks much, Denise BTW if you have great doctors, and hospitals near you please don't tell me. I don't need to be reminded that I live in the a-hole of the USA.