First let me say ... I am not wealthy but ... what I do have I want to keep. As such, I am considering buying a home safe, and keep most of my assets in it. The stock market & the banks have been scary and non-profit [well not much anyway] for a couple of years now. Might as well keep savings at home. As some one else noted ... If a crisis [of what ever kind] does occur cash is still king, and having it would likely be the difference between eating and not eating .......... if ya can find food.