Gee, you sure do contradict yourself a lot Lon. You got a cousin by the name of Biden? Genes are a funny thing......,
Shucks, even genetics can be viewed as a form of luck. You have no choice in selecting ancestors. So if your parents were heavy smokers who nevertheless ended up living active lives for 90 yrs., and there is no familial evidence of any physical or mental impairment that struck either side of the family at a young age, rejoice.
Being in the right place at the right time might be considered luck in some cases and intuition in other cases. I went for my walk at my regular time 10 AM today and found a $10 bill. I went for my walk at 9 AM because I had a feeling that something good would happen and I found a $10 bill.